ACInsurance was founded in 1938! It's safe to say we are encountering difficult insurance cycles including company failures. The combination of depressed earnings in the stock market and unforeseen events such as mold and terrorism claims has turned the industry upside down! Companies are refusing to renew or accept as new business many kinds of insurance that they routinely handled in the past. Policy Holders that are fortunate enough to be offered renewal terms are seeing double digit percentage premium increases and more restrictive coverage terms.


W.L. Simpkins, Jr. is President of ACInsurance. There are rumors that he knew the founders of Lloyds of London on a first name basis! His insurance career started in 1959. He is a past president of the Professional Insurance Agents of Tennessee and has served the Association in a number of capacities. During his 49+ years in the business, he has helped clients weather the storm during hard market cycles keeping them protected by insurance on the best terms available.

Robert H. Nelson, Jr. is Vice-President of the Company. Bob, as he prefers to be called only has 45+ years of experience so he must refer to "Mr. Lloyd". Bob is past president of the Mid-TN Chapter of CPCU; he has taught a number of insurance courses and has served as Vice-President of a regional insurance company. Having experienced previous hard market conditions in the past, he knows how to help customers survive and thrive the climate that is present in today's insurance market.

Trust your insurance to experienced professionals and their staff who have navigated the uncertain waters of the insurance climates in the past and will use this experience to assist clients now and in the future!

contact us:
Site Exclusively Created by
in association with
The Tennessee Insurance XChange