FAMILY COVERAGES

AUTO - RECREATION VEHICLES

Our agency is pleased to offer a comparison of insurance carriers including Progressive, Travelers, Hartford and Safeco to mention a few! These are just a few of our companies that are able to write your auto & recreation vehicle INSURANCE. We offer support in determining what coverage and limits of insurance you need for a specific or general condition.

Do you need coverage for damage to your auto as well as State Required Liability? What amount can you afford to pay in event of an accident with an Uninsured Driver? Remember there are approximately 40% of Tennessee's drivers that have not carried insurance in the past three years!!

HOME OWNER OR RENTER?

Let our staff compute the cost of rebuilding your home and quote your policy. Remember you may purchase coverage from any company or agent and have the premium collected by your Mortgage Company.

Do you have any collections ( Guns, Jewelry, Furs, Sports Equipment) that you would not want to lose? Ask about our Special Articles Policy.

LIFE & HEALTH

How Much Insurance Is Enough? Let our Staff consult with you to determine what your goals are for your life-style and determine how you will achieve these goals.

TERM OR WHOLE LIFE?
Do you need a forced savings or can you determine approximately how long you will need protection to pay for your home, car or some other indebtedness that would leave a burden on your family? Most young families need at least $250,000 insurance for the breadwinner. Don't forget Mom, who will get the kids to ball practice or music lessons. You need coverage for a replacement assistant.

HEALTH OR HOSPITAL?
You may find that you can afford to pay a little higher deductible on your doctors bills and save a larger amount for use in other areas such as Disability Income. Many more persons are hurt than die each year. Most of those hurt do not have any coverage to pay the "rent or buy food".

UMBRELLA or EXCESS LIABILITY
Our Society has become "Suit Happy", Everyone is looking for the lottery. How do you manage to keep these persons out of your home or life? There is one way, purchase enough insurance to satisfy those who would like to live in your home. Our Staff will be happy to assist you in determining what amount of liability insurance would best suit your lifestyle.